The Disclosure Agreement

of a State-Registered Investment Advisor


Commencement Financial Planning LLC is registered with the Washington State Department of Institutions as a Registered Investment Advisor providing fee-only investment portfolio advice, wealth management, and comprehensive financial planning services to individuals and families planning for or in retirement as well as those managing assets accumulated through earnings, inheritance, or financial settlement.

Commencement Financial Planning LLC and its affiliated persons only conduct business in states where the Firm is registered or exempted from registration. Transactions in securities, personalized investment advice, or financial planning advice for compensation may not and will not be undertaken or offered without prior registration or determination of exemption.

All content on this website is for informational purposes only and does not constitute a complete description of services. More information about fees and services may be obtained from the Firm’s Form ADV which can be found below. Moreover, the materials on this website are general in nature and may not apply to any particular facts or circumstances. As such, the content on this website is not intended to create a client relationship and should not be construed or interpreted as specific advice or the solicitation for purchase or sale of any security, product, or service. For specific advice, please contact us to schedule an initial consultation.

Investing involves the risk of loss. Past returns are not a guarantee of future investment results. Commencement Financial Planning LLC makes no guarantees as to investment performance.

The content of this web site may be derived from or based on information provided by unaffiliated third-party sources. While such information is believed to be reliable, Commencement Financial Planning LLC makes no representations or warranties as to its accuracy or completeness.

This web site may from time to time provide references or “links” to other internet web sites as a convenience to users. Such web sites may contain content created by or products and services offered by parties unaffiliated with Commencement Financial Planning LLC. Commencement Financial Planning LLC does not endorse or recommend such products or services and makes no representations or warranties as to the content of such web sites. Commencement Financial Planning LLC is not liable for damages resulting from reliance on information or products or services obtained, directly or indirectly, through any web site linked to this web site.

Code of Ethics

Commencement Financial Planning LLC adheres to the CFP® Board's Code of Ethics and Professional Responsibility.

Complimentary Initial Meeting

Complimentary "get acquainted" meeting to see whether services are right for you.